H22A7 Accord Type R
Hi all......remember me? lol
Those of you that will remember my incident in July, 2005.........where i hit a huge unmarked ramp on a country road, and done my wee clio some damage.........will remember that my quality insurance company - elephant - sent out an engineer to assess the damage, and reported back that he thought i was lying about some of the damage, stating that it was 'not consistent with the accident' etc etc.........anyway, the guy was a pleb and knew nothing.
To cut the long story short, i have been battling with the insurance about this! why should i have to pay when i have already paid a pretty substancial insurance premium...........I fought, and fought, 8 months my car has been off the road.........and in the last few weeks, i got my evidence from another engineer, and sent in an official letter of complaint, threatening with the ombudsman!!! Before i knew it, my repairs were authorised and i was being constantly updated by Elephant!!! (for the first time through this whole claim).
So, the car will be back soon (apex struts on back order), BUT, my next question.............obviously i am going for compo!!! 8 months, no clio, no courtesy car, no MOT / TAX and an insurance renewal pending as soon as it returns to me................a QUALITY MANAGER (LOL) rang me today........stating that she had reviewed the case, and it was indeed unacceptable........blah blah, so i was laying it on thick! She agreed to waiver half my excess, bringing that down to £200........she could tell i still wasnt impressed so within 2 minutes waivered the whole £400 of my excess (just leaves me £70ish to pay to bodyshop - price difference for apex struts over standard ones). I told her i wasnt willing to accept this as a final settlement, and asked her to send me it in writing so i can go back through my history and have a good think about it.
So guys, i need some opinions...........i have been without my car for 8 months, depreciation will have had an effect, ive lost 8 months of tax / mot / pre-paid insurance.........i had to buy a £450 mondeo (and spent £300 on servicing and parts), Lots of £££ for temporary insurance......... as it stands, im being offered £400 as compensation........am i right in thinkin i should be pushing for more. I really do get the impression she doesnt want this going to the ombudsman!!
Advice please guys........my thoughts are to add up all my temporary insurance costs, and hit them with those too...........should i add the mondeo costs and ask them to come to some sort of compromise?????
Thanks for reading, and guess what............. i will be back with you all soon!
R3.
Those of you that will remember my incident in July, 2005.........where i hit a huge unmarked ramp on a country road, and done my wee clio some damage.........will remember that my quality insurance company - elephant - sent out an engineer to assess the damage, and reported back that he thought i was lying about some of the damage, stating that it was 'not consistent with the accident' etc etc.........anyway, the guy was a pleb and knew nothing.
To cut the long story short, i have been battling with the insurance about this! why should i have to pay when i have already paid a pretty substancial insurance premium...........I fought, and fought, 8 months my car has been off the road.........and in the last few weeks, i got my evidence from another engineer, and sent in an official letter of complaint, threatening with the ombudsman!!! Before i knew it, my repairs were authorised and i was being constantly updated by Elephant!!! (for the first time through this whole claim).
So, the car will be back soon (apex struts on back order), BUT, my next question.............obviously i am going for compo!!! 8 months, no clio, no courtesy car, no MOT / TAX and an insurance renewal pending as soon as it returns to me................a QUALITY MANAGER (LOL) rang me today........stating that she had reviewed the case, and it was indeed unacceptable........blah blah, so i was laying it on thick! She agreed to waiver half my excess, bringing that down to £200........she could tell i still wasnt impressed so within 2 minutes waivered the whole £400 of my excess (just leaves me £70ish to pay to bodyshop - price difference for apex struts over standard ones). I told her i wasnt willing to accept this as a final settlement, and asked her to send me it in writing so i can go back through my history and have a good think about it.
So guys, i need some opinions...........i have been without my car for 8 months, depreciation will have had an effect, ive lost 8 months of tax / mot / pre-paid insurance.........i had to buy a £450 mondeo (and spent £300 on servicing and parts), Lots of £££ for temporary insurance......... as it stands, im being offered £400 as compensation........am i right in thinkin i should be pushing for more. I really do get the impression she doesnt want this going to the ombudsman!!
Advice please guys........my thoughts are to add up all my temporary insurance costs, and hit them with those too...........should i add the mondeo costs and ask them to come to some sort of compromise?????
Thanks for reading, and guess what............. i will be back with you all soon!
R3.
