any 20 yr olds had problems ...

[SOHROB]

I work for first direct (part of hsbc) imo u would find it easier to arrange finance although u would be paying a lot more.The benefit with finance is if u have probs with the car u have more comeback.At 20 u will struggle to borrow £10k for car purchase unless ur a high earner with a good credit score,i reckon finance would be better

 

[FullThrottle182]

Im 21 and did a loan with renault car finance in belgium which gave me 4.95% much lower if you go to a bank. The lowest I could get was 6.80%.

 

[Alan]

I got finance on my car (2003 Dynamique Billabong), when i was 18? £9300 over 3 years, only work 16 hours a week part-time, student the rest of the time?