Just wondering what sort of price your paying and who you went with? Im coming up to 21 now with 3 years NCB, but i have 3 points on my licence so im a little worried as to what its going to cost me. Anybody any ideas? The Puntos currently costing me 1000 tpft, (grp 14 car) but im guessing its going to have to be fully comp given the value of the car.