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CrippsCorner
ClioSport Club Member
Astra VXR
I'm covered on my house insurance... maybe you should check that?
Mine was also an add on with the house insurance. I had to use it a while back after my camera bag took a tumble and they paid out without receipts or photos of the damage.
I almost regret being honest about it as I can't get a replacement filter for even close to what I paid for mine at the time. At least I got what I paid for it back.
I almost regret being honest about it as I can't get a replacement filter for even close to what I paid for mine at the time. At least I got what I paid for it back.
CrippsCorner
ClioSport Club Member
Astra VXR
I'm insured for £1,500 worth of equipment outside my house...
ITB BG 182
My camera's body is worth about that much, nevermind one of 2 lenses, filters, batteries, flashes etc etc....
Thank you for pointing out that I may also need to get insurance too...
i am about to go out of the country on safari , travelling through africa has more chance of "bags" going missing , and the number i came to was one that neither my house or holiday insurance would cover as standard.
it may be possible to add to my house insurance but its certainly going to cost , however i need to see if its cheaper to go separate or add on .
ITB BG 182
It may be worth you joining a forum that is more focused (excuse the pun) on photography. I can highly recommend www.talkphotography.co.uk as they know their stuff and also there will be many seasoned travelers like yourself.
riz
ClioSport Club Member
Jaguar XFR
I have insured mine with http://www.insureandgo.com/gadget-insurance.html as they will insure camera's upto any age including second hand equipment.
Found to many clauses in most dedicated policies to make them viable ....phoned house insurance and checked and I am covered for 15k outside the house with a £50 excess ...and explained what where and why and they were happy .... so happy days
182cup & 172 racecar
Harv, check your house insurance.
Tony ...
is it a bit early mate
that's what i did yesterday because coincidentally the policy i have for the house has been moved by RSA to be looked after by a dedicated broker, and they sent me a letter, so rather than having to find the paperwork it was there in front of me , and yes covered for 15k outside the house , so all is fine and dandy .
and its covered in the car , no silly armed guards needed etc etc ...... (most of the dedicated policys i read meant it had to be locked in a room when unattended that was protected by a 5 lever mortice (and when questioned they said yes and hotel rooms !!) and if in something like a hotel room they had to be inside another locked cupboard .....
so basically on safari it would not have been insured !!
the exclusions on camera policies were amazing , and most had a per item excess not a per claim one , so when your camera bag complete goes walkies you paying ££££ in excess.
is it a bit early mate
that's what i did yesterday because coincidentally the policy i have for the house has been moved by RSA to be looked after by a dedicated broker, and they sent me a letter, so rather than having to find the paperwork it was there in front of me , and yes covered for 15k outside the house , so all is fine and dandy .
and its covered in the car , no silly armed guards needed etc etc ...... (most of the dedicated policys i read meant it had to be locked in a room when unattended that was protected by a 5 lever mortice (and when questioned they said yes and hotel rooms !!) and if in something like a hotel room they had to be inside another locked cupboard .....
so basically on safari it would not have been insured !!
the exclusions on camera policies were amazing , and most had a per item excess not a per claim one , so when your camera bag complete goes walkies you paying ££££ in excess.
Oil Burner
They do as far as i can see if you choose the Pro policy
https://www.jltonline.co.uk/secure/...sionID={40ABB007-52A6-4800-9009-AB51EB118F42}
I've used Photoguard for my insurance and PLI for 3 years and they have been fine. But i've never made a claim. Which is where apparently they are not all that.
"Navy" N17 TWO
That's what worries me!
Oil Burner
Same. Although as far as i can work out the generally held negativity towards Photoguard on TP is based around a few members experiences. One in particular a moderator (and friend of mine) who they wouldn't pay out for. Equally his claim didn't meet their requirement for theft - which are very similar to most insurers. So i do wonder if it is just a case of a few peoples experiences being held up as fact. They must be one of the largest Camera insurance companies in the UK and i honestly haven't read that many specific issues.
Hopefully i wont ever have to use my insurance with them, i just need my sodding PLI for work.
"Navy" N17 TWO
