could this be exploited

[1.6 16v]

http://www.autoexpress.co.uk/?previews/previews_story.php?id=34658http://www.autoexpress.co.uk/?previews/previews_story.php?id=34658

Found the above link in another newsgroup and it got me thinking.

According to the article becoming a van brings the car in question down 11 groups of insurance. To become a van they have seemingly removed the seats and replaced the back window.

Would blacking out the back windows and removing the back seats turn any car into an insurance friendly van?

An envisaged problem would be persuading an insurance company a van was for domestic use.

Ideas and comments please

 

[BenR]

no........lol...but good idea!

 

[Mike Wright]

I very much doubt it. If you did this then you would have modified your vehicle so the insurance company would love to riggle out of any payment they can!

 

[GR7]

A friend of mine has just sold her RAV4 and now has a Land Rover Freelander TD4 which has no back seats, the back roof lifts right off and it has no rear side windows. It is to be used mainly for taking bales of hay to her horse, hence no seats. The company who insured the RAV said they couldnt insure the Freelander saying that it is a commercial vehicle.

She then tried Diamond who were fine about it, but lots of insurance companies wouldnt insure it.

Work that one out all you experts!!