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They sent mine at least 2 weeks before, they also gave me 1 weeks grace period..... I called around a few places and then went back to them and they went cheaper then the original renewal quote and cheaper then anywhere else.
Elephant ream you if you have an accident even if its fully settled with the 3rd party accepting responsibility. I had a small bump with somebody hitting me from behind in traffic. All settled ... excess refunded ... yet Elephant/Admiral/Bell all tacked an extra £100 on because I was "even tho you werent at fault, youre now a higher risk". Err ... reckon Im equally at risk of being bumped behind in traffic as any other bugger
On-line quote prior to accident for my V6 was £650-ish ... after accident was showing up as £750-ish ... when renewal came it was for £890. WTF ... curiously they lost my business.
Now insured with Privilege who dont penalise you for such things for £720-ish.