Peeps, if you have a new car do not insure through elephant unless you realise that elephant do not offer a new car if yours written off or stolen and not recovered within the first 12 months, my current insurer offers a new car if repairs cost 60% of uk list price, elephant will only offer book value so if you car is nicked within days you will loose out bit style, this perhaps explains why they are so cheap compared to other insurers.