Fully Comp or TPFT

[JJ!]

What are you?? Im on TPFT as my car not woth much, but will change to Fully comp when i get a newer car!!

 

[DAVE_RSi]

TPFT as car is worth about 1500 , although i may now go fully comp as its only an extra £80 for the next 7 months

a car over 2k ill deff go fully comp as its just too much to risk losing

 

[blink172]

FC, No real choice on cars over about £3k. the 172 costs me £500 a year, but then again i am old now

 

[182_blue]

fc, costs me £350 ish with protected nc, with the wife on also

 

[JJ!]

if i had a car over 2k i would go fc but im only paying £218 TPFT so i cant complain at the moment!!

 

[unofficialPete]

FC, your also insuring yourself remember, although not sure quite what that could entitle you to in a big crash, dont want to find out either..

 

[Adams_16v]

usually had TPFT but gone fully this time! can drive any other car 3rd party too!! bonus!

 

[Pete]

I will never insure a car TPFT, even for the cheapest of cars you get so much extra for going full comp.

 

[Day]

Quote: Originally posted by Pete on 07 January 2005
I will never insure a car TPFT, even for the cheapest of cars you get so much extra for going full comp.

Its normaly not that much dearer either - about £100-200 in my experience.

Even less now Im almost in the 25+ bracket.

 

[iceblue182]

there was £8 in it when i got quoted.

 

[entjm]

always fully comp!

got a family friend who is a Quadraplegic (no use of arms or legs) because of a car crash, if you end up like that and you get nothing from the insurance youll be pretty f**ked.



suppose the council might give you a mobility scooter if youre lucky.

 

[Karen]

Ive been fully comp on every car I have ever owned, didnt think it was worth the risk not to.

 

[Mondial172]

I went to fully comp after i got my first year ncb on an escort worth £500.

It was only £20 more than tpft though.