----how long insurance hold----

[steamywindows]

does anyone know how long your no claims will stay on if your not insured for a car.i think i heard it was 18 months but not sure....thanks i didnt know what to write for the title

 

[Maxx]

most companies its 2 years but can vary

 

[mike]

Most companies will do it for two years but check! I held mine for 10 months with Highway but a mate who was with the AA lost his after 6 months, I think this is the same with Elephant too (but Im not 100%).

 

[Chris1.4RT]

Really?

You lose it all or like a year for each year you dont drive?

 

[mike]

When he went to renew they said hed lost the lot as he hadnt been insured for 6 months, he ranted and raved, threatened to get the ombudsman involved and eventually got a proof of his no claims and went elsewhere. I dont know if this is legal or if he was just speaking to a numb nut on the phone but I phoned Elephant when we were preparing to go travelling and they said the same thing - so I changed insurers for a year before we left.