Increase in PremiumAdvice needed

[felix16v]

Spoke to Adrian Flux today who gave me a very competitive quote (one of their underwriters is offering special concessions for Renault owners, if anyones interested!!!) and they said that that if I want to make engine modifications then the percentage increase in my premium will be equal to the percentage increase in BHP.

So eg. if I increase the BHP of my engine by 43% from 140 to 200BHP then my premium will rise by 43%.

Does this seem reasonable and is it standard practice? not having any previous experience I am completely in the dark about this! and obviously if im going to send the amount of cash on my engine as I plan to then I am not going to take any risks by not telling the insurance company!

Thanks in advance for any help....

 

[telford_mike]

Seems very fair to be honest, I wish all companies had such a transparent way of working out cover for modded cars.

 

[felix16v]

I thought it seemed fair. To be honest, most companies practically hung up on me when I enquired about this!

 

[GeeUK]

Try Liverpool Vic.

 

[TheCake]

Felix, I think thats a good deal. Tesco want an additional £200 for en exhaust and thats a flat rate!

 

[felix16v]

£200 for an exhaust! No thank you! Insurance really does seem like legalised theft sometimes! This is beginning to look like a good deal though!

I tried Liv Vic and they quoted £2000?!? Id heard they were quite reasonable? Evidently not, or perhaps they are when in the mood...

 

[edde]

Adrian flux when they quote through Highway give a discount to Cliosport members you just neeed proof.

Thats idea of % increase to % increase in power is a popular one.

Liverpool Vicoria/Frizell are a good company but they were £100 more. Just hope I dont have a crash as Highway arnt very good apparently.

 

[welshy1979]

i enquired with adrian flux(who im with) about putting 75bhp of nos on my modded vlaver and they only quoted £200 more on top.full modified its only £560 with them...great company

 

[DAVE_RSi]

word is that liv vic are lying to lots of ppl at moment, telling some ppl they dont insure moddified cars anymore, then letting others do it

seems a bit strange