Insurance damage catagories

[Rick]

Just read in another thread that a Cat D is where the car has been damaged beyond economical repair (i.e. written off). What do the other types represent?

 

[Has]

The categories are as follows:



A - Not for resale. Fire damaged (burnt-out), flood damaged (contaminated or salt water), severely damaged with no serviceable parts, or heavily stripped (shell).
Notification of Destruction required. (To be crushed). Recorded at DVLA & HPI.


B - Not for resale. Damaged beyond economical repair and/or severe structural damage.
Notification of Destruction required. (Parts can be removed and sold). Recorded at DVLA & HPI.


C - Repairable salvage. Generally applies to older vehicles. Can be sold for repair but must now have http://www.wcsauto.com/salvage/vic/index.htmlU color=#0000ffVIC/U inspection.
Recorded at DVLA & HPI.


D - Repairable salvage. Minimal damage sometimes stolen and found after claim has been paid, or cost of repair combined with difficulty obtaining new parts to enable a swift repair.
Recorded with HPI.


X - Repairable salvage. Not recorded on any registers such as HPI. Limited or very light damage, or vehicle is new or less than 12 months old. Usually requires minimal repair work.
NOT Recorded with HPI.

Hope that helps

 

[Rick]

So if a car is crashed and then the cost of the fix is covered by the insurance, its a Cat X jobbie then?

 

[Has]

I assume so.... so u probably never ever hear about it !!

obviously its between u and the insurance company hey