Insurance time

[Jones]

Right i have been driving for 5 years and have 5 yrs no claims and my insurance company are offering me protection on them, is it worth paying extra to protect them? Who does and who doesnt and why?

 

[Turkish]

yes it is, most companies will allow you to when you have maximum NCD.

 

[Jones]

The reason i ask is becasue it seems like a very good idea to protect them but my brother just told me there isnt anypoint as your insurace will still go up if you crash and you can only have 2 crashes in 3yrs and they will take them off you anyway. He then went on to say that they take half your noclaims off you if they are unprotected and its your fault.

 

[Toypop]

If you have NCD protection and make a claim you still get shafted.

If you dont have NCD protection and make a claim you just get shafted even more.

I have NCD protection and recommend you get it too!

 

[norfolkminis]

Put it this way I had 6 yrs with no crashes but didnt protect them. Then wote off my 172, so Im now rebuilding my NCB.

Well worth the extra few quid.