Insurance voidable

[Tom]

Say i insured my car for 12,000 miles.

And i had a crash at 12,001 miles, would my insurance be void?

 

[Lee]

I asked that last year, as I went over by a couple of hundred. Cant remember what the answer was though.

 

[Tom]

Jas didnt make you a mod because you were helpful, clearly.

 

[MikeC]

i believe there is some grace is you go over your estimated mileage, as it is only an estimate, but youll get in sh*t if you estimate youll do 6,000 miles and you end up doing 30,000

 

[jon_r]

oooo! personal attack!

BAN MOTHER f**kER!!!!!!!

 

[Tom]

Quote: Originally posted by jon_r on 12 August 2004


oooo! personal attack!

BAN MOTHER f**kER!!!!!!!






Ok, jon it was an observation.

"Ban motherf**ker!!!!!!!!" is a personal attack.

[Cheers mike]

 

[boyracer666]

i insure mine for 6k a year which i did start off doing but i drive bout 8k a yea now, doubt they will care too much

Jay

 

[Clart]

they will probly freeze the claim and charge u a "suppliment" for going over the mileage by any considerable amount. So basically u have to pay it for the claim to continue.

 

[DAVE_RSi]

im over mine :-( by a lil way oops

renewal in oct so better come clean, or move companys,

think as above, they just charge u 4 the extra mileage, so wont b 2 much unless uve done double ur allowance *cough*

 

[sn00p]

did you actually declare the number of miles on the clock when you took out the insurance? If not then theres not much chance of them knowing how many miles youve done since you took out the policy.

 

[Tom]

Quote: Originally posted by sn00p on 12 August 2004

did you actually declare the number of miles on the clock when you took out the insurance? If not then theres not much chance of them knowing how many miles youve done since you took out the policy.

brand new car.

 

[DAVE_RSi]

^^^^ yea they asked me, and its down printed on my policy

think i said id only do 4k a year, didnt know what low mileage discount was

 

[sn00p]

Quote: Originally posted by Essexlad_Dave on 12 August 2004
^^^^ yea they asked me, and its down printed on my policy think i said id only do 4k a year, didnt know what low mileage discount was


maybe thats because its a low mileage policy? Ive only ever been asked for how many miles per year I do, never been asked how many miles on the clock though.

 

[Lee]

Its just come to me now. Check the wording on your policy, at the time mine said estimated annual mileage, whereas with Tesco I think it states not exceeding.

See I am helpful.