learner premium

[tiggsy]

My son insured his Clio 1.2 Dynamique just so that he could get use to it as well as taking driving lessons via a school. He paid £908 TPFT. Yesterday he passed his test, and informed the insurance company of the good news. Good news all round they said we want another £568 thanks very much.

 

[Leeshez]

Hey that is great news.

 

[tiggsy]

Well i paid the extra it was worth it to see his grin when he finally drove it on his own.

 

[alexbleubolt]

yeah thats a rite bargain paying almost £1500 for insurance.

 

[24Seven]

what company is that with? might be worth doing a pass plus test aswell as that was equivalent to 1 years ncb for me when i first passed and took my premium down alot.

 

[tiggsy]

Bump
Quinns maybe they`d want another £568 for taking the pass plus???

 

[xcore]

price goes up when you pass

 

[Pettsi]

The price of my insurance was the same with Tesco when i passed, well over a year ago now.

 

[Jaff]

its because once you qualify your on your own and not supervised and more likely to make a poor decision. but quinn seemed really awkward to get a quote and the questions wer ein no apprent order.

i hope you declared the aftermarket alloys. they could void your whole pollicy.

pass pluss is a course of 2 regular lessions ( one at night, on them otorway and inthe rain etc) about £120, but is generally taken by those who accept it as a years NCB so about £700 difference in my bros case.

 

[Riley]

they have changed the rules now, they put it up when you pass now

 

[geordieracer]

mine went up £6 a month when I passed on my 1.6 16v with Quinn Direct

 

[tiggsy]

i hope you declared the aftermarket alloys. they could void your whole pollicy.

Its ok I told them, but apparently theyre only concerned about mods that increase the engine power.

 

[geordieracer]

Thats strange then, if i get a quote from them with aftermarket alloys and lowered suspension, there is more than £300 difference. Not saying your not telling the truth, but might pay to double check mate.

 

[tiggsy]

The alloys were declared at the outset. So there would be no apparent change in premium. However if you do a search on "Quinns" the general opinion, is as I have stated above, that they are tolerant of mods provided there is no power increase. Ive e-mailed Quinns to confirm this but not yet recieved any reply. If they do reply I will post it. They do seems inconsistent though when you weigh up that they charge a guy £6/month=£72 (possibly less depending on how long the policy as left to run, as opposed to £568 for the same thing?

 

[geordieracer]

Yeah that was £6 a month with 8 mths left, so only £48 really for me.

 

[tiggsy]

Ive just been in touch with Quinns, the increase in premium all be it 62.5% is correct. So future learner/insurance seekers beware. Regarding the other matter, they need to be informed of any modifications to the car.

 

[JoelDee]

My mates just paid about 1700 on a 1.2 corsa so thats pretty good