Mondeo STTDCI
Ok, whilst stood outside my store today I watched a woman back her car into my 182!
I was like
ANYWAY, I approached her and told her she had hit my car, and she took one look said "no damage" and walked off into my store. I stood by the doors waiting for her to leave and saw her on the mobile to her husband basically asking him what she should do.
She leftthe store, I walked out and said I cant tell if there is any damage underneath and that I wanted to take her details just in case. She said she wasnt admitting liability. I said liability is not an issue I just want details.
She refused and said no damage so no details. I informed her that I would treat it as leaving the scene of an accident and that I would report to the police. She said "Youll have to speak to my husband" got in her car and drove off.
Before anyone says why didnt i stop her
1) In work uniform on busy high street - company image
2) Have applied to be a policeman so need to be very careful, I coulda swiped her keys but I could see me getting nicked for theft so trod carefully.
I got her plate and I know its correct as I used RAC Car Data Check
Manufacturer
Mazda
Model
323 ZXI V6 24V
Body type
5 door hatchback
Colour
Silver
Fuel type
Petrol
Date manufactured
31 December 1998
Number of previous owners
0
Last owner change
17 March 1998
So thats all good. I also phoned Surrey Police (as thats where I was) and told them the story and gave them the plate. They said I have to report at a station along with all my documents (basically a producer - standard practice) and that they would circulate the plate to the patrols.
I have checked the car briefly and the bumper is pushed back a bit, I think the spiltter is spilt AND I THINK that one of the zenons is cracked at the bottom corner but I dont know if thats a problem?!
So I need some advice.
I dont want to got through insurance, I have a silly excess. I think if I tracked these people down theyd give me a few hundred quid and I would be on my way end of.
So if I report it, and then to my insurance company, can I pay for the repairs myself but use my insurance company legal protection thing to write them threatening letters for reimbursement? Kinda thing. HELP.