Been driving 7 years and nearly had 6 years no claims until I had an accident a couple of weeks ago and wrote my car off, was wondering what happens now. Do I lose it all or does it get to a point were they protect themselves. I've never claimed before so know nothing on the subject. I'm with Churchill if that helps. Any experiences please or who can explain the matter. Cheers
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No claims bonus!
- Thread starter kev182cup
- Start date
RS 182 - Black Gold
As above + also depends whos fault the accident was.
If it was yours and you are not protected then more then likely you have lost them.
However if it was someone else at fault, you should loose them as all will be claimed from the person at fault.
Well it was my own fault. Don't know what happend cos can't remember but no1 else was involved. So how can they charge to protect them, I don't understand how money changes it and other companies just accept it. I think it's quite a grey area as is the whole insurance farce.
RS 182 - Black Gold
RS 182 - Black Gold
You may have some left.
Has the claim been settled now and paid out for?
or did you hit anything else? which they are still claiming for?
Best thing to do is to ring up your company, ask them if its all settled and how many NCB you have remaining if any.
If you do have any left, ask them to send you written confirmation so you can use it on your next insurance policy.
not as good as it sounds, not many insurance companies will accept the NCB earnt via this
also as said above, most insurance companies will only drop ur NCB by 2 years, make sure next time you get them protected, very few companies will protects it with 4 years, most it is 5 years, but its only a little extra each year
It's just started really as I was in hospital for a week. There's just my car and the passanger that they will be paying for. There sending some1 out to value my car then I have to see if I agree with it. I'm totally new to claiming so don't know time scale. Hope I get to keep some.
they will offer you a pathetic offer, never except their first offer!! you will always be likely to get more out of them
yeah i no mate, and they will want to pay out as little as poss for the car, so never except their first offer
Well I can't remember the accident at all mate but there was a thread on here from the chronicle about it, called crash last Monday. The car flipped quite a few times and obviously I was injured pretty bad as was the passanger, the car looks really bad but were alive which says alot about the car.
