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Phone/Gadget Insurance

Morning all,

Looking to take out insurance on mine and the OH's new iPhones. Who do people use? I want it primarily for accidental damage, as the OH is forever dropping it/throwing it in the bath etc.

Cheers.
 
Do you have anything with your bank account?
We have insurance with Natwest. Not sure what the excess is now but I used it a few years ago and it was £50.
 
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