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When my car was written off I had the money in my bank account within 5 days of the accident. Everything is done through their site unless you're reporting an accident.
I'd use them again, but they increased my premium and didn't want to match competitors.
QMH is the other sub company owned and underwritten by Aviva. Personal car insurance companies Aviva owns - Aviva Direct, Quote Me Happy and General Accident
QMH is an online only company, unless you have a claim.
Probably is when I was with them and had to make a claim they are extremely hard to get hold of. I spent 45 minutes on hold on one occasion. Usually took about 20 minutes to get to speak to somebody.