on my way out of the cinema car park tonight, stopped at a junction in car park to pull out and some dizzy women reversed into me. her rear screen was covered in ice and she obviously could not see me. after going pretty mad at her she claimed responsibility. got all her details. now what i need to know is
do i contact my car insurance?
will a claim effect MY no claims?
Will i have to pay my excess?
im gonna get a quote from renault 2moro and offer her to pay that or go through insurance but i dont want it to effect my premium or no claims discount as im pretty young.
he mopst annoying thing was that she thought it was just some clio! her and her mate were like, its a clio mate. she recommend any garage could knock the dent out.
Any help is much appreciated!