Write of RE crash and insuance

[edde]

If anyone can remember last week I crashed my car the damage according to Lewis read is £42k.

However the insurance people came to have a look at it before it had been alignment tested and said that even if there is extra damage they still want to repair the car. However the car is going to need a service and new tyres soon and so I would prefere my car to be written of so i would have a new car without any new bills.

Can anyone tell me if I can argue that the car should be written. The car is only worth about 7+ max due to the millage. The car is supposed to be written of if the damage is equal to 40% of the value of the car cso can I not argue for it to be written off?

Thanks for any help.

Anyone any idea how much im going to be hit for insurance next year at 21 thanks?

EDD

 

[paddymph]

Normally insurers write it off if the estimates 50/60 % value of the car, legally they have to indemnify you. Bottom line is if its cheaper and viable for them to fix it they will, thats what your contract will say as well.

 

[edde]

Thanks I just wish they would write it of and I could save myself some money with not having to pay for another years roadfund, a service and new tyres.

EDD