loads of people on here have said they are cheap. im 20 years of age and they just quoted me 9 - YES £9,000 a year to insure my 172 Sport
someone on here has said they are 19, have their own insurance and insure a 172 Sport for £1,800. is this true?
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- Thread starter ant_oneill
- Start date
loads of people on here have said they are cheap. im 20 years of age and they just quoted me 9 - YES £9,000 a year to insure my 172 Sport
someone on here has said they are 19, have their own insurance and insure a 172 Sport for £1,800. is this true?
The Beast MK4
Wow £9000.
Thats the biggest quote ive ever heard anyone get. Keep looking mate because the prices can only get better than that.
but does a years no claims equate to a £7,200 discount? lol
when im 21 i should be able to get insured on near enough anything, if not then i only have one alternative
Quote: Originally posted by Ben j on 20 January 2005
Quote: Originally posted by ant_oneill on 20 January 2005
when im 21 i should be able to get insured on near enough anything, if not then i only have one alternative
yea only if your willing to pay stupid amounts on insurance ull get insured on anything at 21!
im already paying £3,600 a year it cant get much worse!!
RB 182
Quote: Originally posted by benclelland on 20 January 2005
Try http://www.confused.comwww.confused.com you get quotes from loads of people fairly quickly.
cheers mate but already tried it
no one will insure me. more<than say i need to be 21
Quote: Originally posted by rusty on 20 January 2005
you a convicted car theif, made 5 claims and have 3 convictions or something mate? cant see how its so high..
thats what im thinking. im 20 and have been driving nearly 2 years now. never had my own insurance (always been on mums). ive got 3 points on my license for speeding and i live in a fairly quiet, nice area.
i dont understand it at all but every company seems to say the same.
Im sorry, but what do you expect trying to insure a group 16 car at 20?? With a speeding fine and never having had your own insurance!!!??? What did you expect??!! lmfao!!!
Do you think driving for nearly 2 whole years classes you as being an experienced driver??
You must be mad. I would never part with that much cash for insurance out of principle. Insurance is a f**king rip off and its young lads in fast cars like that push everyones premiums up because they cant handle a fast car and write it off in a week whilst showing off to their mates. c**ts. (not aimed at anyone specifically)
Do you live in the Bronx or something?? £9000 is beyond a joke. Im 24 with 2 years no claims and mine is £600 fully comp on a 53 plate 172!!!
[Edited by lagerlout1 on 20 January 2005 at 7:34pm]
[Edited by lagerlout1 on 20 January 2005 at 7:35pm]
Quote: Originally posted by lagerlout1 on 20 January 2005
Im sorry, but what do you expect trying to insure a group 16 car at 20?? With a speeding fine and never having had your own insurance!!!??? What did you expect??!! lmfao!!!Do you think driving for nearly 2 whole years classes you as being an experienced driver??You must be mad. I would never part with that much cash for insurance out of principle. Insurance is a f**king rip off and its young lads in fast cars like that push everyones premiums up because they cant handle a fast car and write it off in a week whilst showing off to their mates. c**ts. (not aimed at anyone specifically)Do you live in the Bronx or something?? £9000 is beyond a joke. Im 24 with 2 years no claims and mine is £600 fully comp on a 53 plate 172!!!
[Edited by lagerlout1 on 20 January 2005 at 7:34pm]
[Edited by lagerlout1 on 20 January 2005 at 7:35pm]
well i dont drive quick and i have never even nearly had any kind of accident - ever. im just a young car enthusiast who likes a powerful car for the B roads without having to break the speed limit. is it a crime to do that?
just because im young it doesnt mean im not a good driver. im sure there are people much older with much lower premiums than me who hammer their car around and are much more dangerous.
so i shouldnt be able to have a 172 sport because ive only been driving for 2 years?
Quote: Originally posted by fUbAr on 20 January 2005
im 20, buying a 172 in March, just got a quote from Admiral (my first quote) which was £1600 full comp all mods declared too. <FONT style="BACKGROUND-COLOR: #407db6">Like i said its my first quote, so im hoping for 1500 all in.
you got the name of the person you were speaking to at admiral mate? ill give them a ring.
erm... nope, it was an online quote, allows you to choose your mods too.
http://www.admiral.com/www.admiral.com/
i do have 3yrs NCD tho.
I said not aimed at anyone in particular. Im not disputing whether or not your a good driver, the cold facts show that young lads under 21 are ten time more likely to crash their car and generally drive like a tw*t than any other age group. Thats why insurance premiums for lads your age is so high. I had to suffer high insurance when I was your age because of the way other people my age drive. Its all about maturity imho which is something most lads your age dont have a lot of.
Oh and by the way, 2 years driving experience is f**k all. What car(s) did you have previous to your 172?
[Edited by lagerlout1 on 20 January 2005 at 7:58pm]
Quote: Originally posted by lagerlout1 on 20 January 2005
Quote: Originally posted by ant_oneill on 20 January 2005 Quote: Originally posted by lagerlout1 on 20 January 2005 Im sorry, but what do you expect trying to insure a group 16 car at 20?? With a speeding fine and never having had your own insurance!!!??? What did you expect??!! lmfao!!!Do you think driving for nearly 2 whole years classes you as being an experienced driver??You must be mad. I would never part with that much cash for insurance out of principle. Insurance is a f**king rip off and its young lads in fast cars like that push everyones premiums up because they cant handle a fast car and write it off in a week whilst showing off to their mates. c**ts. (not aimed at anyone specifically)Do you live in the Bronx or something?? £9000 is beyond a joke. Im 24 with 2 years no claims and mine is £600 fully comp on a 53 plate 172!!!
[Edited by lagerlout1 on 20 January 2005 at 7:34pm]
[Edited by lagerlout1 on 20 January 2005 at 7:35pm]
[/QUOTE]
well i dont drive quick and i have never even nearly had any kind of accident - ever. im just a young car enthusiast who likes a powerful car for the B roads without having to break the speed limit. is it a crime to do that?
just because im young it doesnt mean im not a good driver. im sure there are people much older with much lower premiums than me who hammer their car around and are much more dangerous.
so i shouldnt be able to have a 172 sport because ive only been driving for 2 years?
[/QUOTE]I said not aimed at anyone in particular. Im not disputing whether or not your a good driver, the cold facts show that young lads under 21 are ten time more likely to crash their car and generally drive like a tw*t than any other age group. Thats why insurance premiums for lads your age is so high. I had to suffer high insurance when I was your age because of the way other people my age drive. Its all about maturity imho which is something most lads your age dont have a lot of.Oh and by the way, 2 years driving experience is f**k all. What car(s) did you have previous to your 172?
[Edited by lagerlout1 on 20 January 2005 at 7:58pm]
i had a ford ka to begin with, then i got a saxo vtr, then i had a crx del sol vti, then i got the clio 172. always had astronomical premiums, which is a shame because if insurance werent such a problem, id have something a lot better now.
Thats probably true for most lads your age. It was the same for me too. I just get the feeling your asking for a lot to get anything resembling a reasonoble quote on a group 16 car when youve never had your own insurance and youve been driving less than two years. You should have got your own insurance from day one - youd be a lot better off now if youd had your own insurance for a couple of years and 2 yrs NCD....
Oh, and if your an extra responsible driver who is, and I quote, "... just a young car enthusiast who likes a powerful car for the B roads without having to break the speed limit...." How come youve got three points on your license for excessive speed?
Quote: Originally posted by lagerlout1 on 20 January 2005
<FONT style="BACKGROUND-COLOR: #407db6">Thats probably true for most lads your age. It was the same for me too. I just get the feeling your asking for a lot to get anything resembling a reasonoble quote on a group 16 car when youve never had your own insurance and youve been driving less than two years. You should have got your own insurance from day one - youd be a lot better off now if youd had your own insurance for a couple of years and 2 yrs NCD....Oh, and if your an extra responsible driver who is, and I quote, "... just a young car enthusiast who likes a powerful car for the B roads without having to break the speed limit...." How come youve got three points on your license for excessive speed?
lol. ill admit when i had a clean license i wasnt worried about getting caught speeding but since i got the points a year ago i dont break the speed limit at all. its a nice way to drive when you get used to it!!
Im the guy thats 19....and its a 182...
i got the car when i was 18....before i checked the insurance (had to have the car then and their)
So i paid £3500 for my first year with elephant fully comp (they would ONLY do fully comp, Nothing else)
Now im renewing my policy and its £1800...with the 1yr nc.....(fully comp again, as thats all they would offer)
I live in a glasgow postcode (G44) which is not the best....
I was shocked at my first years £3500 (WHICH i believe to be quite cheap concidering i could have destroyed a £14,000 car at the time....) All other places offered me 8-16 grand...
I was lucky and grabbed the chance... THANKYOU ELEPHANT...!!
[Edited by Kiev85 on 20 January 2005 at 11:05pm]
The reason that its so high is exactly the reasons lagerlout1 point out, I wouldnt have put it quite so bluntly but unfortunately hes right. Just because you say youre a good driver isnt enough for an insurance company, they look at others in your situation, look at the stats and then make a judgement from that.
Bloody hell!!
You have got to be absolutely joking! I thought $2200 Aussie (about 900 pounds) was bad for a 19 year old on a 172 who has had his licence all of a week!!
I guess you guys have cars a damn sight cheaper though.
Have you had a look at any smaller companies or companies that cater to young drivers of modified/hi-po cars? Otherwise, I know over here you can reduce your premium by about 20% through some insurers by doing a defensive driving course.
9000 quid seems absolutely atronomical though
Nafoff
ClioSport Club Member
im 21 and will have 1 years NCB, i also have 6 points, they quoted me TPFT £828.40 on a valver, i thought that was quite good, it has since been beaten by highway though at £816.00, i still need to ring around some more though.
Quote: Originally posted by Jonaldinho on 20 January 2005
Wow £9000.
Thats the biggest quote ive ever heard anyone get. Keep looking mate because the prices can only get better than that.
I kid u not, I have got a quote for £13,755 for my clio 1.6 dynamique, under my mums name! I dont know how they arrived at this figure.
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