Insurance problem???

[wallis_172]

Need some help asap plz.

I bought my 172 last month and paid the policy off in full Just got a letter from my insurance company (admiral) saying that the previous owner had insured the car with elephant. And listed a modification (lowering springs 40mm), and i have not.

I decided not to tell the insurance company as im going to take them off for winter in the next few weeks. The car has also got the turinis off the cup, but didnt think id have to add them to the insurance as there standard renault? am i wrong?

Anyways they said unless i take the car to a renault garage and get a letter from them proving the springs are origional renault ones im going to get charged £285.

Surely this figure cannot be right just for some 40mm springs. My mate has a saxo vtr, thats slammed 60mm n told his insurance company n they only wanted an extra £20 from him to insure it lowered.

I know im going to have to swap them round then take it to the garage, but ne help or ideas on getting round this would be much appreciated. thanks (ps sorry its an essay, i waffle)

 

[Diesel_Power]

Decalre you wheels for a start, the reason why is because the insurance company will say it makes the car stand out, hence thieves will be more likely to take it blah blah.

In regards to your lowering springs, ive never heard of that. Its probably wise to write them a letter saying the car was bought standard and will stay that way and the inconvenience of visiting a Renault dealership is one that is unwelcome but would welcome an independent mechanic from thmeselves to visit you to inspect the vehicle. Call their bluff, if they send someone then get it sorted asap. If not, all is good, just dont drive the car with the springs on because you dont have cover.

 

[edde]

I decided not to tell the insurance company as im going to take them off for winter in the next few weeks. The car has also got the turinis off the cup, but didnt think id have to add them to the insurance as there standard renault? am i wrong?

Anyways they said unless i take the car to a renault garage and get a letter from them proving the springs are origional renault ones im going to get charged £285.

Surely this figure cannot be right just for some 40mm springs. My mate has a saxo vtr, thats slammed 60mm n told his insurance company n they only wanted an extra £20 from him to insure it lowered.

Different wheel means you have to pay to tell the company its not as it was new so its modified.

Ring your dealers but they'r unlikly to be willing to do the chekcing for free take a picture and send them that tell them since its on your head as such if your illegally insured having different springs and not telling them that your not paying to have them check the car.

Different insurance companies charge different amounts for mods just the luck of the draw.