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Don't do it! Enjoy as is and buy a sport when funds are availible.
Or sell it and buy a cheap sport now! Yours must be worth 2k plus and a decent cup can be had for under £1500.. put the profit towards insurance. .
This car belongs to my father in law and prior to that was owned by my wife since 2000. It's been faultless and very well maintained. Father in law is an engineer and services the car religiously.
http://www.gumtree.com/p/cars-vans-motorbikes/volkswagen-polo-14-pearl-essence-red/1062147202