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If you'd damage the bumper alone it wouldn't be too bad, but that rear quarter damage.. Good luck. Probably be cheaper to scrap it and buy another one.
Quoting someone from Clio197.net who posted about this a few days ago, change the Thermostat to that from a 182 and replace the seal. Apparently it's not unusual for these to go.
Surely you loose more than 4k over a 5 years through depreciation, regardless of Warranty + Maintenance but it's worth a try. Figures look good, I'd be happy with that MPG, currently doing 25 in the Clio. Don't really care much for costs though as I haven't got a house/mortgage to worry about so...