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Bullshit! if you have declared a de-cat to your insurance then you ARE insured, if you actually got pulled over for an emissions test and it dident pass then you just get 14 days to rectify the problem
Think there must have been more to his car that wasen't declared tbh, i've had 2 claims on cars in the past with mods that weren't declared with no problem, all of them a lot more obvious than just a De-cat!