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Go to a pet shop and explain the situation to them. They'll probably give you some stuff that helps to get rid of cat wee. It's awesome! I can't remember what it's called though. Either that or scrub it with bio washing powder and water? That s**t smells strong.
They won't renew. They'll go into a run-off arrangement for existing policy holders, which means that they will honour existing policies and the ones that they had been allowed to renew. The risks that they have accepted will therefore be "run-off" so to speak.
The Irish courts had a pissy at Quinn iirc at the end of March as they weren't solvent. It'll go into run-off so existing policy holders should be fine.