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ahh well you could be ok, but i do tend to be carefull around corners since nearly loosing it once in my old cup (mind you that didnt have abs, esp etc)
i had a similar problem in my cup, but i found a moth had got trapped in my car, it kept alarming for about 4 nights, then one night i went out and i noticed a small moth flew towards my light inside, i removed it and it never happened again
yeh but if the leather makes your car more desirable to steal then it could/will increase your premium, it all depends on your insurance company but it is upto you to tell them and your insurance could be void if you dont