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amp and speaker upgrade will make a good difference. Personally I would upgrade the speaker cable as this will also make a big difference, but its a pain in the arse to do.
If I had just bought a 1.6 the engine would be on its way to BenR and I would be stripping the shell, installing roll cage and 2 light weight bucket seats, v6 spoiler, CF bonnet, coil-overs, team dynamics pro-race 2 alloys, 4 pots, and probably some other bits I have forgotten
because that makes the car worth more and and the point of insurance is to put you back in the same situation as you would've been before any given incident minus and payable excess
comapred to your 1.2 you will think its a massive step up in performance. 0-60 is about 9 seconds which feels massively quick when getting out of the 1.2.
They are great cars and brilliant stepping stone between 1.2 and hot hatches