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Statistics are facts.
What you mean is that it shouldn't be assessed on risk. But they have to.
What else can they do?
'Alex, are you a brilliant driver?'
'Yes'
'Okay. We'll let you pay 17 pounds this year'
You're charged a high price because of your age/sex/car/location. That's just how...
Hmmmm. You didn't remind me about the pen. We'll call it quits for you ignoring my car with your camera.
Will they fit a Ph1?
Brian owed Gally a pen for some sort of prize.