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  1. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    lol its a crash so youll get payed out ... aslong as u dont admit it was deliberate.
  2. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    i dont know lol. all i know is if thats found to be the case then the warranty would cover it if there is one.
  3. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    yeah but if your lieing to them then theyll just say no we wont cover you. i dont think i explained that to well. lol.
  4. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    yup ^ but the point in insurance is to cover an incident of damage. any sort of mechanical/electrical breakdown is the responsibilty of a warranty/extended warranty or maintenance contract and not the insurance. therefore if your car went on fire due to a mechanical fault and you have a...
  5. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    yeah john i believe so because the sole purpose of that insurance is to cover the 3RD PARTY in case of an accident and not yourself which is why its the minimum legal requirement (now that 3rd party only is going). and mcbunny - if youve not informed the insurance comany your doing this and...
  6. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    going to correct myself .... ANY loss or damage caused by mechanical or electrical failure is NOT covered. and back to the terms and conditions - itl state that 'fraud - if you or anyone on your behalf misrepresents or deliberately fails to disclose material facts at any time during the term...
  7. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    ^ technically they can get away with not covering you as you havent kept to the terms and conditions of having/giving the policy which state no racing ...
  8. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    first off mechanical failure is not covered ... althought im led to believe for fire they should cover the rest of the car apart from the part that was the cause. also he lied and changed his story ... thats something u cant get out of no matter what as everything u say when u call the insurance...
  9. Ross M

    A cautionary tale about Highway (robbery) Insurance underwriters

    yeah upon reading that i would have to agree he shouldnt have been payed out ... BUT the way they went about that was outrageous ! also i dont believe all the details are there ... tbh it would need more looking into. also if the car costs so much why isnt he fighting it ?! somethings not...
  10. Ross M

    would you swap 182 for lower milage 182?

    i would say no not worth it because they get better and better with mileage and there both going to depreciation substantionally when the 197 comes out. oh and racing blue is better
  11. Ross M

    red sky at night ...

    is a clios delight haha :rasp: a few crappy photos taken with my phone ... need to go back up with the slr :D
  12. Ross M

    Evo Clio

    ye what the f**k is that thing on the back ! im pretty sure that could take off ....
  13. Ross M

    RacingBlue 182, Queens Park

    spotted you parked alongside queens park just off victoria road. anyone ?
  14. Ross M

    Help! MSN at work!

    www.e-messenger.net
  15. Ross M

    Only a couple of changes...hmmm...

    love mk1 172's that look like that ... possibly what im going to get next :D
  16. Ross M

    Doors Lock When I Pull Away!?

    didnt know about this ... :S lol
  17. Ross M

    any1 had the gdi..

    no stoddie is .... lol
  18. Ross M

    Yet another test drive story of 197....

    ive decided i now really like it and thuink ill get one once the prices come down.
  19. Ross M

    Insurance Question...

    just depends on the insurance company. some are 21, some 25, some none and some all ages.
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