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Doesn't work that way. I live in a very safe area, barely any car crime, lots of police presence (due to the rich folk kicking up a fuss), yet the insurance companies regard it as highly risky.
I'll always take the piss, just the way I likes it. But a golf GTi is a big upgrade overall. Do it son. Of the hatches, the Golf and the Meg are the only cars I'd consider.