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The way round the bumper issue is to just leave the car to warm up before you go anywhere.
I left mine running for a while before leaving a few times and it doesn't appear.
Sadly impractical but it's an option!
Once started in theory it should drive until the engine is stopped - then you panic when you realise your card is at home and you can't get to it.
I'm sure your wife was concerned. Personally anyone who thought this was funny really shouldn't have done - could have been a kid too.
I wouldn't...