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Shamefully, back in the day I never really clocked on that most people had put all their mods on finance /loans etc, I just thought they'd saved up or they had a really good job.
For me it was a case of, no I don't have the money for that, I'll save up etc (I never bothered to save up enough...
It's only every five years etc. You will find a lot of sellers selling theirs when it's all due though as they don't want to pay for the big service. I've spent around £2500 on mine in the past year or so.
Agreed.
To the OP, even if it's a year or so to save up, that time will soon fly by.
As nice as a lot of the reps on here are, the sunroof is a big give away, but the average man on the street is dumb, so they'd probably not notice.