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I'm not being funny here at all, but why on earth accept the car & pay for it when you didn't see any service history up front ?
If it were me i'd have put down a deposit on it and got it in writing that it was fully refundable if there was no service history for the car.
I do appreciate that...
I wouldn't buy a car with outstanding finance on it at all (it's not theirs to sell anyway)
Personally I think that your best off getting out a loan (with a low rate of something like 5.6%) Pay the finance off & then sell the car.
Tbh I think your bet off going for a 172/182, more practical for everyday use, plus you can get your mrs & kid in it.
If you want a liquid/black gold vee - your looking at mk2's. As 99% of mk1's are silver, they also came in blue (only 8 of them though) and red like clarkie has (I think there...
Some insurance companies are a total joke, some don't even touch group 20 cars at all, no matter what your & experience is.
I was insured on a group 20 car at the age of 24.
Shop around for it, then tell the other one where to go.
If you have uk 172 it'll have a cat 1 alarm on it already. Things like a disklok (cat 3 rated) aren't counted as they go on the highest rated item.
Even if you have a tracker like me, it makes no difference.