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I would never gamble on it.
Funnily enough that girl I spoke to the other day had a set of after market wheels in the back of her new car.
Obviously she has not learned all her lesson as she obviously swapped them after the accident and then put them in the boot!
She already pissed 4k away...
I know a guy that lost £13k on a CTR because he didn't declare stuff, iirc he's still paying it off.
I spoke to a girl last week who is paying off a 4k car loan with no car now after writing off her 206 with non standard alloys wheels.
As Revels said it might happen, it might not.
Just so you know once you take that offer if you have any further pain you will not get anywhere.
Isn't it worth getting checked again? Will it always need physio?
These are things you need to consider.
Oh and never ever accept their first offer. The next will be at least another £200.
There's quite a bit of pish getting posted in here likes!
I have to laugh.
I can't even quote the amount of posts that are so wrong.
Sorry mate, give me a PM hopefully I can help you out bit better.
Good luck.
It's worth in top condition £4185, AC and 24,000 miles.
That is what the insurance will use to value your car.
If the repair cost exceed £2720 ish then they will deal with it on a total loss basis.