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172 (hopefully) young driver, and insurance!



  MINI Cooper S
Right, going to turn 19 in april, and shortly after that will have 2 years no claims under me belt :D Started saving like hell now, and this summer hopefully i am going to buy a 172 (not the cup, because i no insurance company's wont touch me on that!) :) The best quote i have had so far was a little over 2k, considering i live in a fairly good area, car will be garaged, and will do about 10 000 miles a year, what do you think a good insurance quote would be? And what company's do i need to be looking at, is anyone else of smiler age in same situation?

Thanksssssssssss Danny.
 
  Chocolate Bar™
about 1.5k would be a good quote at 19 i should imagine. I'm paying 1.3k at 21 with 0NCB on a ph1 so an older car. Admiral are good if you put your mum dad or someone with a lot of no claims on the policy, and virgin are also meant to be quite good for some people. Greenlight are also very good but not sure if they'll cover u at 19 or not
 
  AMV8, Mk1 Golf
is say a little more than 1.5k
im nearly 20 and its 1.6k on a ph1 172

2 yeras no claims

admiral and elephant
 
  MINI Cooper S
2300 with admiral, lowest i have got is still just over 2k with high performance or somet, saw them advertised on tv, only thing is when i put the quote in, wish i put me mates phone number in or something! because loads of people are phoning me!
 

DrR

ClioSport Club Member
  VW Golf GTD
Hmm i pay £907 fully comp, 0NCB on a 51 plate ph2 172 and i'm only 21
 

DrR

ClioSport Club Member
  VW Golf GTD
Direct line, and never ever put your telephone number in quotes.
 
  MINI Cooper S
*tries direct line* Yea, ill put my mates number in for now while i am just getting quotes... he did it to me once the b*****d!
 
  Clio 182 Cup
Im with Frizzels, only as that is who my dad has been with for his car, home and holiday. Anyway, my new policy is 1400 a year with 1 years no claims bonus, and also 1 years driving experience on the family pug gti180. Im only 18 and been on the road for 18months. I find that ringing the companies up is often better than the internet qouting rubbish, they dont take into account important things. for example, with confused.com i put my details in as 1 ncb on a 1.6 106gti and my best qoute (only got 2) was near on 3K. the other was more than i could count!! nearer 4K. I also got a number of annoying phone calls asking if i am serious about insuring the car.

So my advice is ring the companies and talk the price down, tell them you have had a better offer, they want you more than you want them, more companies out there! Adrian Flux is a good one 2
 
  M4 LCI, X1, ZX10R
Wait a few more years mate, 2k is alot of money on insurance.

Whats the excess on that?

I was 21, 2NCB, with no fault accidents and a Ban and mine was £900ish.
I really wanted a 172 when i was 19, but I waited and saved the money.
 
  172 Credit crunch edition
Im 20 got a 172 cup (53 plate) got 1 years ncb, own my own home and have my misses on the insurance and its about 1k
 


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