19, insurance problems

[Timmay]

I just had a pleasent supprise,

I'm 19, currently got a 2003 clio 1.2 billabong, passed my test november 08.

Got untill febuary untill I get my first years no claims, but when I do (touch wood)

Just got a quote of £1,252.86 on a 2002 172 cup from performance direct

I'm currently paying £1500 on my 1.2! looks like I may be changing in feb!

they are a bunch of dickheads tho - cheap for me on my old 172 but couldnt for the lfie of them get documents correct - took milioons of phone calls and them sending out stuff wrong several times

 

[Aluco]

Im 19 and paying £2800.

Its a 2 litre what did you expect

20 paying 2700

This makes me feel better about paying £2050 !

I'm 19 too :clown:

 

[DannyR]

Anyone paying £2000+ for insurance has too much money!

 

[Brett]

I just had a pleasent supprise,

I'm 19, currently got a 2003 clio 1.2 billabong, passed my test november 08.

Got untill febuary untill I get my first years no claims, but when I do (touch wood)

Just got a quote of £1,252.86 on a 2002 172 cup from performance direct

I'm currently paying £1500 on my 1.2! looks like I may be changing in feb!

They wouldn't quote me because I had no performance car experience. Chris Knott are the same.

 

[Bosnod]

I'm 20 with 1 year NCD and one claim and I'm paying just under £800 for a brand new 1.2. I'll be waiting a couple of years to get some more NCD before I start buying quicker cars.

 

[Peperami]

Dont get a Trophy at 19.

 

[Feirny]

sp50, first 3months of driving, got caught doing 96 in my 1.2 clio, since then had a 1.8tdci focus and a fiesta st and havent had any points since!
post code is hu15 1sr

Hull post code but you're in Colchester?

Trophy quote for me is £800, Megane r26 was £920 at 22 with 2 yncb.

 

[Waitey]

LOFCUKINGL at paying that much to insure a 172 at 20 odd FFS.

I'll be paying £860 fully comp on a TVR T350 when i find one i want.

Thats with me @ 21, 3 years NCB.

 

[Curtis!]

LOFCUKINGL at paying that much to insure a 172 at 20 odd FFS.

I'll be paying £860 fully comp on a TVR T350 when i find one i want.

Thats with me @ 21, 3 years NCB.

In the poshest postcode in the country though?

 

[WILLIE]

LOFCUKINGL at paying that much to insure a 172 at 20 odd FFS.

I'll be paying £860 fully comp on a TVR T350 when i find one i want.

Thats with me @ 21, 3 years NCB.

That's dirt cheap, What's your post code rating for insurance?

I'm 21 and paying about £1000 for the 182 and I'm 21 with 3 NCB's also.

 

[smitchell1]

24, 4 years NCB and 3 points £700

Adrian Flux

 

[lurchio]

22, 5 year ncb, 0 points. 500 for 197 cup, 750 for new Focus RS. And no i don't drive like a granny, just have common sense when to boot it

 

[Domobaby]

I am intrigued by some of the companies people get these ultra low quotes from. Its as if they don't have any belief that young drives are statistically going to have a claim.

Im with Quinn Direct, 20 with a 03 1.6 Clio, 1 NCB and im paying about £1350, 0 points and no claims

 

[medici999]

how do you find out your post code rating?

 

[medici999]

ah, hull hu15, b rating. not to bad.

 

[Laura]

AHH THE joys of being old...

22 and on a 172 would be less than £400 win

 

[EllD90]

ah, hull hu15, b rating. not to bad.

did you have a stamas and go on the minimotoclub?

 

[EllD90]

AHH THE joys of being an old woman...

22 and on a 172 would be less than £400 win

Sorry

 

[medici999]

yes i used to have a stamas mate. long time ago.

 

[EllD90]

yes i used to have a stamas mate. long time ago.

your forum name rang a bell...thought so!

 

[medici999]

with performance direct, third party, got quoted 4k

 

[Beef-Mc]

Lol I love CS.

 

[Waitey]

In the poshest postcode in the country though?

That's dirt cheap, What's your post code rating for insurance?

I'm 21 and paying about £1000 for the 182 and I'm 21 with 3 NCB's also.

YO25 - Rating of A.

 

[adam1942]

thats crap dude guess you shouldnt have got points

even though i crashed (skidded on ice) i can still get insurance on a 197 for £2k fully comp with ncb next year its due to be £1,200

 

[Arron2]

im 18 with 6points i pay £3000 for a 1.2 campus sport 06 plate:dead: , thats with kwik fit. and im not driving a Cinquecento around.

 

[SC03OTT]

im 18 with 6points i pay £3000 for a 1.2 campus sport 06 plate:dead: , thats with kwik fit. and im not driving a Cinquecento around.

Christ! The amount of fail in that post is off the chart! Iv'e been driving for 5 years, and my 5 premiums added up don't even total £3k.

 

[Aluco]

im 18 with 6points i pay £3000 for a 1.2 campus sport 06 plate:dead: , thats with kwik fit. and im not driving a Cinquecento around.

OOFT thats harsh !

£2050 fully comp on a 182 @ 19yo. No points.

 

[Jordi17]

how can u have 6 points at 18? you only have 6 points for the first two years of driving...??

 

[Arron2]

how can u have 6 points at 18? you only have 6 points for the first two years of driving...??

had my licence revoked under the new drivers act and re-took my theory and practical.

 

[Jordi17]

ah gotcha, and obviously you have those points kept on their still for how ever many years?

 

[McClio]

im 18 with 6points i pay £3000 for a 1.2 campus sport 06 plate:dead: , thats with kwik fit. and im not driving a Cinquecento around.

Thats Harsh dude!

im paying £1700 on 1.4 04 dynamique (modified) with quinn direct.

3 points and a written off car on my license, oh im 18 btw

 

[Arron2]

its not fair my mate got done drink drivin and he just gets his licence back at then end of the year. I get caught on the only dual carrige way in england thats a 30 zone doin 45 and get 3 points and my licence is gone , and my insurance is stupid money and kwik fit is the cheapest ive found so far, £3000 TPFT.

 

[RDH]

Laughing hard at some of the fools in this thread with points/written off cars on their license and moaning about insurance.

I'm 18 and pay £950 on a 1.2 clio, which I still think is extortionate tbh.

 

[SC03OTT]

its not fair my mate got done drink drivin and he just gets his licence back at then end of the year. I get caught on the only dual carrige way in england thats a 30 zone doin 45 and get 3 points and my licence is gone , and my insurance is stupid money and kwik fit is the cheapest ive found so far, £3000 TPFT.

F**k, it just gets better. Only TPFT? Mate, get a bloody bus pass!

 

[Curtis!]

I'm 18 and pay £950 on a 1.2 clio, which I still think is extortionate tbh.

Don't think thats too bad tbh mate.

 

[JCC]

its not fair my mate got done drink drivin and he just gets his licence back at then end of the year. I get caught on the only dual carrige way in england thats a 30 zone doin 45 and get 3 points and my licence is gone , and my insurance is stupid money and kwik fit is the cheapest ive found so far, £3000 TPFT.

£3000 tpft! I'd cry tbh. What other companies did you try?

 

[Arron2]

£3000 tpft! I'd cry tbh. What other companies did you try?

used plenty of comparison websites (go compare,confused,beat that quote ect ect).

got some great tips off parkers to get it down thou gonna get some more quotes .

 

[JCC]

Best tip - don't use comparison websites, they're w*nk and charge you extra. Try Bell/Elephant/Adrian Flux direct on their website if you haven't already. I'm 18 with 3 points and I'm only paying £970 fully comp on a modified 1.2 with Elephant.

 

[Da]

Arron, did you try any specialists as Kwik Fit (and the compare websites) are very main-stream.

I'm pretty certain you can get it much lower than £3k TPFT by using a specialist.

 

[Arron2]

Arron, did you try any specialists as Kwik Fit (and the compare websites) are very main-stream.

I'm pretty certain you can get it much lower than £3k TPFT by using a specialist.

No ive just used the comparison web sites and direct line, what do you mean specialists?