a interesting situation

[TomBear]

ok i crashed my car on friday (only myself involved) and i chose to not go through the insurance and pay for it myself

so i got a quote for 400quid and took them up on it

but lets say they find more stuff wrong and bump the price up would i still be able to make a u turn and do it through the insurance instead even thought im not using one of there approved repairers

 

[tricky nicky]

You need to tell the insurence company within 48 hours of any accidents. I can understand not wanting to go through insurence but I can't understand paying for something and not using it, you're gonna pay £400+ for repairs even though if you told your insurence company your premium wouldn't increase that much.

 

[Alastair.]

w reg, wouldnt bother with insurance, just get a cheap repair? whats visable thats needed?

 

[JCC]

You don't need to tell them within 48 hours. To answer your question, if the bodyshop comes back and says it needs more work done, yes you can then turn it into an insurance claim. The insurance company will say it needs to go to one of their approved repairers but its a load of b****cks, you chose where it goes.