Anyone thinking they are bring shafted on their insurance?

[Russ_16v]

mine:

Male
27 yrs old
Driving 10 years
9 Years no claims
Banned but back in 2003-every company i speak to says this doesn't effect my policy due to it bring so long ago
No other prev convictions
Never claimed on my own insurance
History of performance cars, never any claims

Car:
2001 Clio 172
mods:
Exhaust, brakes
Value £2000

Conditions:
TPF&T
Kept at SN16 Postcode
Kept in secure garage overnight


After going through company after company, broker after broker (confused etc) the cheapest that i can get it down to is:

£360 a year


I think this is crazy, yes the car was fast in its day, but average nowadays, its not stupidly modded,iv had fast car after fast car, so i don't think im a particularly big risk, but i cannot get it lower than this, anyone else think this is far too much? I mean paying that FC id be happy with but the cheapest FC is £490!!!!

 

[Gally]

Cheap tbh. My dad is 50 and he would probably only get that down to 280-300 all imo of course.

 

[-Leigh-]

I'm paying £280 on a 306 diesel!! 26, been driving since 17. Rediculous tbh.

 

[ChrisPearson]

Thats very cheap even my mum whos 50 wouldnt get it much cheaper

 

[Austin-182]

i wish thats all i had to pay lol

 

[Reyes]

i wish thats all i had to pay lol

+1 4 figures ftl

 

[Laura]

I think it gets to a flat rate arounf 30 ish no matter what you drive,

 

[pip.]

mine:

Male
27 yrs old
Driving 10 years
9 Years no claims
Banned but back in 2003-every company i speak to says this doesn't effect my policy due to it bring so long ago
No other prev convictions
Never claimed on my own insurance
History of performance cars, never any claims

Car:
2001 Clio 172
mods:
Exhaust, brakes
Value £2000

Conditions:
TPF&T
Kept at SN16 Postcode
Kept in secure garage overnight


After going through company after company, broker after broker (confused etc) the cheapest that i can get it down to is:

£360 a year


I think this is crazy, yes the car was fast in its day, but average nowadays, its not stupidly modded,iv had fast car after fast car, so i don't think im a particularly big risk, but i cannot get it lower than this, anyone else think this is far too much? I mean paying that FC id be happy with but the cheapest FC is £490!!!!

Is ther any excess on that?

 

[DMH-01]

I wish my insurance was that low. I just got £1600 re-newal quote .

 

[ChrisPearson]

for a 1.2?

 

[DMH-01]

Yeah :|. Now thats being shafted.

 

[ChrisPearson]

Ive just checked mine again its £3400 on 6th July or £1100 on 7th July

 

[Laura]

for some reason i seem to get bloody good quotes

was paying £500 on my 172

 

[DMH-01]

for some reason i seem to get bloody good quotes

was paying £500 on my 172

But thats because your a women.

 

[Tony Hunter]

£360 for me with 3 points on my 182cup fully comp

 

[Liambo-235]

For a 1.2 16v campus sport im £700 fully comp with two years no claims and one claim... Im looking into buying a 197 and i just got quoted £800 with my two years no claims and one claim, and i was only 20 two weeks ago so am happy!!

Liambo.

 

[Russ_16v]

Is ther any excess on that?

yeah mate, my excess is £100

 

[Adamio]

26, 6 Years NCB, Driving for 8 years in November, No accidents or points

Ph2 172 with all mods declared (cams, coilovers, cage, exhaust and more)

Got my renewal today for £422 Fully Comp

 

[Russ_16v]

who with mate?

 

[maynard]

i think that's a pretty good quote tbh.

 

[Adamio]

who with mate?

Greenlight, been with them for a few years now

 

[pip.]

If the Fc quote is with £100 excess, that's a good quote I'd say.

I pay £370, but that is with £500 excess and my only mod is an exhaust, no points or prangs and I'm, ahem, a little older than you.

 

[ukaskew]

Seems a bit high. I'm 27 as well, live fairly near you and have exactly the same history (no convictions though), I ran a fully comp 172 Cup quote with £100 excess last week and it came out at £270 through Go Compare...if I remember correctly the Post Office and eSure came out top. Ironically my Grp 9 Ignis Sport is £229, so only a £60 difference for 7 insurance groups!

What's your annual mileage? That's the only possible difference I can think of, mine is only about 8k. I also added my other half (a teacher) which always brings it down a bit.

 

[Bluebeard]

Trade insurance FTW!

 

[T. 12 E E D.]

I'm 25 i've been driving since i was 17 but lost all my no claim's earlier this year and got a tt99 for being a B*ll end i'm now paying £1800 a year fully comp :S

 

[conneh]

Just renewed, £1600, A rated post code, 1 claim (own damage, no one else involved) costing £3500, 18 etc.

Could be worse.

 

[ChrisR]

I'm 28 with pretty much the same car and paying £240 fully comp, protected ncb etc etc.

 

[Russ_16v]

Seems a bit high. I'm 27 as well, live fairly near you and have exactly the same history (no convictions though), I ran a fully comp 172 Cup quote with £100 excess last week and it came out at £270 through Go Compare...if I remember correctly the Post Office and eSure came out top. Ironically my Grp 9 Ignis Sport is £229, so only a £60 difference for 7 insurance groups!

What's your annual mileage? That's the only possible difference I can think of, mine is only about 8k. I also added my other half (a teacher) which always brings it down a bit.

nothing over the top mate, about 12k a year?