BELLend Direct Insurance.

[kriss]

Just got of the blower to Bell Insurance.

They advised me that they would never insure a car with lowered suspension! What on earth?

Can anyone insured with them who has after market suspension on their car let me know as I think this is ridiculous. They asked me what modifications I had an were happy with the exhuast, air filter etc etc but not suspension.

 

[TheCake]

Thats lame!

 

[kriss]

Tell me about it. I cant beleive they wont insure. I rekon that they have the options to select suspension even on their web page quote system.

 

[Eddieb]

They wanted 55 quid for me to replace my front splitter with a Carbon jobby. Neddless to say I told em where to go!

There

 

[TheCake]

The way I've got round this in the past is as follows:

Find someone already insured with them, ask them to phone up and add lowered suspension to policy - if this all goes ok...

Call them and get a policy based on all mods except suspension, then a few months after, fit your suspension and call and add it.

Sometimes insurers don't like you have lots of mods so will say no right at the beginning.

 

[Djw John]

I got a quote with them and declared it had been lowered less than 5cm as their page says. They wanted £810 for my 1.4 (23, 3 years ncb, little bit of history!) but was still about £300 more than i paid with NUD

 

[kriss]

thats what i ddi on my old punto i added mods as i went.

problem is my car is getting all the mods done now at k-tec before i insure it.

 

[DAVE_RSi]

just do it online rather than phoning

elephant admiral, bell, are all part of the same company now aswell

 

[Timmay]

I reckon insurance is the biggest con around - Bell are t***s anyways - the quote they gave me for my standard 1.6 16v dynamique was more than NU quoted with my mods (wheels + suspension)!!

 

[Daz_172]

lol at your title!

 

[Jamie _Swales]

on the site they wont insure it if you have it lowered more than 5 cm

How much did you tell them it was lowered?

 

[Day]

That cant be true... there's loads of young members on here insured with them with modified 172's.

Unless they have not declared any mods

 

[Jamie _Swales]

im with elephant who are exaclty the same. mines declared as lowred no more then 5cm, not quite sure how much its lowered though

 

[Da]

i'm the same, with elephant and declared lowered upto 5cm

 

[clio-16-valver]

Bell are good with me and will insure me with lowering + more.

I am:

18 years old + in my own name.
Drive a clio 16v (1.8)
Fully comp.
Mods:
Lowered front and back.
Exterior deco changes.
Interior deco changes.
Full system exhaust/ manifold changes.
Alloys.
Big brake kit.

977.50 a year with accident cover.

 

[Iain C]

i got a quote from them on my lowered cup.
All ok...gave me a good quote too