Car insurance

[littlemissnaughty]

Where do you all go?

Mine want to charge me extra for keeping my car elsewhere....

 

[thenorth]

Brentacre
Green light
Chris knott
Adrian flux

 

[skyinsurance]

Unfortunately there is no one size fits all for car insurance so the best advice you will get is to shop around.

 

[ThomasBrentnall]

Sky, Greenlight, Flux

 

[littlemissnaughty]

The prob I have is I bought it online, and its kept at a different address, so imputed all correct detail and paid...

So I rang them today to confirm that I don't live at this address and its purely storage...

Guess what it's doubled in price.... £140 per month...

 

[The_Pirate]

Sky - service is spot on!

 

[littlemissnaughty]

Sky - service is spot on!

Think I'm gonna give it a year now... So I get one years no claims fingers crossed on the second car (Claude),
Don't fancy a big deposit payout....

Although I may just ring them tomo and see what they say.... Lol

 

[skyinsurance]

What postcode do you live at and what postcode is the car kept at? (first three characters will do)

 

[littlemissnaughty]

What postcode do you live at and what postcode is the car kept at? (first three characters will do)

Both totally miles apart

Live m22

Kept wa7

 

[Neil@greenlight]

Both totally miles apart

Live m22

Kept wa7

WA7 is much lower rate on our figures so seems strange they charge you more for keeping it in a lower rated area. If you have your original quote that you got online emailed to you and it shows the vehicle kept at different address you should be able to question why they are now trying to charge you.

Eitherway hope you get it sorted.

Best Regards
Neil
Greenlight

 

[littlemissnaughty]

There saying the underwriters won't allow it, so they have to re quote me with a company that does....

 

[skyinsurance]

We'd view WA as significantly lower risk than M22, so much so that we do not cover the M22 postcode! If they are re-quoting with another company, that means you are starting a fresh policy so now is the time to shop around.

 

[Steven103]

Can't you use the 7 day cooling off period to cancel the insurance (without incurring any charges, so long as you do it within 7 days) and search around for the best deal.

 

[skyinsurance]

Can't you use the 7 day cooling off period to cancel the insurance (without incurring any charges, so long as you do it within 7 days) and search around for the best deal.

Cancelling within 14 days doesn't mean you will not be charged, common misconception that.

 

[Steven103]

Hmm, well I stand corrected. I'm positive I've read that somewhere, but then policy documents change & insurers differ etc.

 

[skyinsurance]

Hmm, well I stand corrected. I'm positive I've read that somewhere, but then policy documents change & insurers differ etc.

It is the same as any contract, you have a cooling off period but that doesn't mean cancel without charge..

 

[ThomasBrentnall]

Under the sales of goods act 1982 you are allowed to cancel a 'service' such as insurance within seven days after the order is received (policy starts).

This doesn't stop an admin fee being charged though!

Edit: Infact it's under distance selling regulations.

 

[littlemissnaughty]

Yeah they said I have 14 days to cancel and I will be charged insurance buy the day plus £25 admin fee

 

[littlemissnaughty]

We'd view WA as significantly lower risk than M22, so much so that we do not cover the M22 postcode! If they are re-quoting with another company, that means you are starting a fresh policy so now is the time to shop around.

So you wouldn't insure either... Eeek

 

[skyinsurance]

So you wouldn't insure either... Eeek

It may be worth a phone call, in fact better idea, PM over your contact details and we'll call you.

 

[littlemissnaughty]

It may be worth a phone call, in fact better idea, PM over your contact details and we'll call you.

Sent mobile