my mrs managed fine at 17 in my 190bhp 172! was only £200 a year or something to add her on too!
however, if your buying a house then the dci is a good step. personally id look to find a Dynamique S DCi 106 as that way you get the 6 speed box, plenty torque and 106bhp, however i beleive they are £90 a year to road tax, if you go for a DCi 86 you get the 5 speed box, still resonable amount of torque but £30 a year road tax. coming from a 182 though id go for the 106.
whats your budget?
few mk3 owners on
www.cliodci.net