Hi there! On dual carriageway going to work, car infront brakes, I brake, car behind going to fast and hits me and I in turn hit the car infront.
This is what I need to know, when all of this goes through my insurance co. if the driver behind me accepts responsibility (which he admitted) then do I lose my no claims bonus etc?
Im sick of making all these stupid phone calls and getting passed from pillar to post to start with! gotta go get estimates for repair etc, will I have to pay my excess eventhough the accident was not my fault? If I pay the repairs myself will I keep my no claims bonus?
I have a cracked rear and front bumper and when turning right I get a really bad rubbing/groaning noise from the left hand side of the car, could this be chassis damage?