Do i need to declare a front splitter to my insurance?

[Slug172]

??

 

[Slug172]

This is ridiculous they have no idea what it is even though ive explained a million times, but just because its made of carbon fibre they wont insure it!

 

[Ad]

I wouldnt cost its likley to fall off if you have accident anyway..... only thing is they wont replace it.

 

[Slug172]

Sorry i didnt mean insure the front splitter, my company doesnt cover the cost of mods. I just meant they wont insure my car with a front splitter fitted as its made of carbon fibre!! Plus they dont know what it is anyway!

 

[Taiko]

Sorry i didnt mean insure the front splitter, my company doesnt cover the cost of mods. I just meant they wont insure my car with a front splitter fitted as its made of carbon fibre!! Plus they dont know what it is anyway!

Damn, there goes my Ktec Carbon bonnet mod then.

 

[Slug172]

Sorted now i told them it was a front splitter. What i should of said is its a front spoiler, as they have that on thier computer.
They told me i had to declare it as a bodykit last night which would put £70 on my premium! I phoned back today and told them i wasn't happy and asked them if it would be on their computer as a front spoiler which it was so i was expecting the £70 back.
They refunded me £19! So im paying 50 quid for a front spoiler!!!! Ouch!

 

[The Hoff]

Wouldn't have bothered declaring it personally, its standard on cup and trophy and they wouldn't be aware of that anyway. So i'd have just stated it was on there when i bought the car.

Something like that is pretty trivial to fair, although i do know some companies are more accute than others with mods.

 

[LegoHead]

I only paid £70 for viper and SMT6 and colour coding:rasp:

I was quoted £25 for exhaust, tints, different alloys and colour coding originally.:approve:

greenlight are cheap but service is something else.....

 

[Slug172]

I should say really its Elephant! Dont bother if you gunna mod your car they a pain!

I wasn't going to declare it but i got so paranoid from reading stuff on this forum that i just mentioned it, told them what it was, and that i wouldn't expect it to affect my policy. I also told them it was standard on the cup.
Its a way to make money to them at the end of the day! They can stick it up their a**** next year though!

 

[Bezza4]

A pain is not the word. I was previously with Elephant, and their call centres are abroad. It is so hard to understand the operators, and to get your point through to them

 

[Da]

i'm with Elephant and have had no problems whatsoever telling them about my mods. Only added circa £100 to the policy too! Never spoke to anyone in a foreign call centre either? :S