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I'm with elephant at the moment, but before that was with admiral, both seem ok, although I had problems with admiral when I renewed with them, seemes they didn't actually renew it and I was driving around without insurance for 2 weeks without realising!
i thought they were the same company too? admiral were very very cheap for me but dont intend to crash or they'll try to dick u so they dont have to pay out. Tried to have me for refurbing wheels, and wouldnt initially fix my electric window which broke in the crash. Also heard stories that people have been left without a courtesy car for upto 8 weeks whilst they make a decision
My policy is 1250 0NCB 21, with suspension declared and interior changes (steering wheel)
most definatly, however i got out of by using the description of goods act, no parts have actually been replaced on the car, and the wheels are anthracite so technically if silver wheels got dirty is that changing the appearance of the car and therefore voiding the policy?
However in your case i'd declare them as they're different wheels completly
i was with elephant when i had my saxo vts last year,when elephant gave me a qoute for my 182 FF it was few extra hundred pounds than what admiral where offering me so ended up ending mu policy with elephant and started a new one with admiral for my 182.
check the prices if your going to add any more mods to the car, i had a policy with admiral and they were wanting to add £400 for alloys, window, tints and colour coding, with elephant my policy will only go up £80
Elephant added £100 just for the cup packs, I couldn't get it through to them that they were factory fitted! That's the last time I'm telling the insurance about that!!
^^ so many companies have this problem they are factory fitted not aftermarket I send off the proof of purchase from renult that states this if they get silly ..
Aplan are great when it comes to mods etc well clued up imho