Ergent help with insurance

[NJ.]

Been a named driver since i passed my test and now direct line say that because ive passed i now cant be on my mums policy which the renewal for was £1200. I would of accepted this quote but apparently there is a new company rule

my own quote will be 2300 and with everywhere else its 3k+, no claims of 1 year named driver cant be used anywhere but direct line

help, i dont wanna go near a corsa b

 

[Fluxuk05]

Try elephant - i got £1300 with 0ncb with 1 years driving + all mods declared.

 

[Martin_172]

try admiral im 19 1yrs ncb on a 172 for £1200 fully comp

 

[NJ.]

tried both now

17 0ncb 1years driving exp - elephant £4100, Admiral £3950

ncb cant be transfered over from direct line

on a 2005 1.2

 

[Nick_P]

That is ridiculous, try kwik-fit and quinn direct

 

[Russ_16v]

confused.com and tesco too

 

[Ben.]

i had the exact same problem, i was 17 with ncb and i couldnt insure my 1.2 dynamique for less than 2k

i ended up on my parents with direct line, so i dont understand why they wont let you do that?

literally nowere would insure me for less than 2k though and i looked EVERYWERE!

 

[NJ.]

im gonna have to go with 2100 from direct line on my own policy at least that way i can work up my ncb to eventually leave the tossers with the red phone

 

[Ben.]

thats a bummer

i cannot stand direct line anymore, cant wait to get shot of them

 

[boydats2cute]

theres one name when it comes to no claims and young drivers... BELL
when i wanted to insure a 2.0 sri vectra (first car) every other company wanted £2000+, got a quote from bell and it was only £875 3rd party with bonus accelerator plus (only 10 months and it counts as a full year ncb, also get a cert at the end of the policy so you can take your 1yr ncb elsewhere) the reason why i chose 3rd party is because you cant afford to claim kuz ul loose ur no claims, so y pay for fully comp? at the end of the day you just need to be careful and make sure any incidents arent your fault, though if you dont want to take the risk you can go for fully comp (cant see it being over £1500 though) give em a try, best of luck

 

[Martin_172]

thats what i done on my 172 at 18, just went 3rd party fire n theft as if i crashed it i wasnt up for claiming and screwing my chances of faster cars for the next 5 years!

 

[Ben.]

theres one name when it comes to no claims and young drivers... BELL
when i wanted to insure a 2.0 sri vectra (first car) every other company wanted £2000+, got a quote from bell and it was only £875 3rd party with bonus accelerator plus (only 10 months and it counts as a full year ncb, also get a cert at the end of the policy so you can take your 1yr ncb elsewhere) the reason why i chose 3rd party is because you cant afford to claim kuz ul loose ur no claims, so y pay for fully comp? at the end of the day you just need to be careful and make sure any incidents arent your fault, though if you dont want to take the risk you can go for fully comp (cant see it being over £1500 though) give em a try, best of luck

wow BELL are really cheap!! half the price i am paying atm!

only worrying bit is above the quote is sais; car premium; £600, what does that mean??

 

[AlexS]

Go third party.
The excess will be massive if you stack it so you wouldn't claim anyway, and also if you did claim you would lose your NCB. Works out cheaper in the long run.

 

[Merk]

Ergent, lol..

"HE'S BEEN MEEEERDEEERED"

 

[NJ.]

bell fully comp for me was just over 4k

want to go comp really

 

[Paul.]

why so dear???? thats crazy money for a 1.2

 

[boydats2cute]

the better halfs insured fully comp with bell now;
first car clio 1.4 rt 98/s so zero ncb
only passed 03/2008 with me as a named driver - £652
are you declaring mods?
you may want to consider pass plus, gives the equiv of 1yr ncb with most insurers

 

[cat171]

You lot do know that bell,admiral & elephant are all the same company. For me thay all come within £20 of each other.

 

[AlexS]

Elephant were +£300 more than Admiral for me, no idea why.

 

[boydats2cute]

they cater for diff markets though which is why you have a price diff, i went from bell (1st yr) to admiral at renewal as they offered the same policy for 500+ less than bell

 

[Da]

hmmm...they must be clamping down on fronting hey?

 

[Redler]

i found the same prices for my 1.2!!! madnes..
i insured it third party, fire and left for 1300 in my own name with 0 NCB.
im with adrian flux, still alot of money though

 

[JON13S]

bell want to try and charge me nearly twice what direct line do. paying 500 hacks me off yet alone the grand that bell wanted. just shows its a lottery.........