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FAO People with Directline or Tescos





This month its insurance renewal time. My cheapest quotes are with the before mentioned companys, Tescos being £100 more.

What i want to know is how both respond to modifications?

Cheers,

-Rob
 
  A slow one :-(


Im with tescos atm and they wanted another 300 quid off me just to put a back box on my clio alize! I jsut got a quote with Liverpool Victoria who beat them by 500 quid anyway!
 
  The Jinx


Renewal quote came through for mine yesterday. The 1.6 Xsara set me back £720 last year. The clio has come in at under £500 with Tescos.

When I spoke to Tescos about wanting to do mods they went off the %age increase in BHP.

Have heard LiverpoolVictoria are good though.

Tesco/Directline and a few others (like renaults own) are all run by UK Insurance Services.
 

KDF

  Audi TT Stronic


Quote: Originally posted by boyracer666 on 14 May 2003


so r u by the luks of it rob, doesnt dont have an apostrophe ???
Doesn’t "doesnt" have an apostrophe too, as it is an abreviation of "does" and "not" ;)
 


I told directline about my quickshift, and wanted a new exhaust, and they said as long as i told em it would be fine. :eek:)

Havent mentioned the 17s yet tho :confused:

Remember Rob, get a cheap one this time, last year was ridiculous!
 


But i was with directline same as you, and looks like im staying with them! Current quote is £1500, over a grand off, woohoo! What about the Eibachs Danno?

-Rob
 
  TT 225


I used to be with Direct Line for my other car. They were brilliant - i made sure they had all my mods listed - which inclded ICE, alloys, bodykit and an engine transplant!

Was a shame they wanted 2.5k to insure the standard willy. Not with them anymore lol
 

KDF

  Audi TT Stronic


some of these quotes you young peeps get are ridiculous..

I though £800 quid fully comp for my 172 was bad..
 
  2012 WRX Waggon


650 quid fully comp with NCP for the 172 with Direct line.

I have been with them ever since I bought a brand new 1990 AX GT, think that cost me 350 quid FC to insure at 21, then I got full no claims after 1 year!!

Still the cheapest for me, though I wanna chip mine soon.....we shall see!
 


Im £395 FC with tescos. When I had my Fiesta Turbo I was only £60 extra to increase the power from 133bhp to 165bhp. In fact I was allowed to increase to 175bhp for the £60. Your age comes into to tho - I was 27.
 
  Renault Laguna Coupe


Strange. I spoke to Tesco about my Magnex, they asked me whether it gave any performance gains. I replied no of course, and now Ive got an insurance certificate which says that Ive got a non-standard exhaust. There was no increase in premium or excess.
 


Copied from a newsgroup

Liverpool victoria

This may be important to Jamesy, and others regarding their interesting
but friendly Mod policies. This isnt direct from the company, but from
an employee through a mate.

At the moment, an airfilter is the same kind of mod as an overbore,
Nitrous, big valve head, and supercharger fitment. 1 fee, and listed as
simply listed as engine modification.

Same with a back box, or a full race system, with custom manifold. Pay
for the backbox, later fit the straight through and manifold. You paid
for back box as exhaust modification, so the rest of the system doesnt
have to be declared or paid for.

Even engine swaps for an engine from the same model range, or same
configuration from same manufacturer.

Example. 1.4 Corsa £950 FC (young driver), with a 2 litre engine
declared extra £21 no engineers report.

Now they are looking to change the way the mods are categorised.


It will be seperate listed modifications, with anything more than the
most basic mechanical mod needing an engineers report. I assume this
will also mean individual charges per mod as well.
They might not be the most cost effective and friendly company anymore.

This isnt from the company, but from a mate, who knows someone who
works for them, and has insurance through the company who is a member of
a Corsa board, and put the word out, because of an update to working
practice they recieved. Doesnt happen until you renew, and he doesnt
know anyone who has renewed yet.
 


Directline dont own Tescos they are just underwritten by the same company along with Renault and Vauxhall insurance. They are all underwritten by UK Insurance LTD
 


So, if youre with Direct Line/Tesco whats the best approach to getting air filter/spring mods declared for as close to bugger all as you can?!
 


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