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or some companies just wont accpet it, ie churchill, if you havnt earnt them they wont give them to you, but they are cheap enough for me anyway (£700 at 19 with 1 NCB on my 1.2!, £400 next year!!!)
I joined them at aged 20, from 17 to 19 I have 2 years free with ford insure on a fiesta and 19 I had 1 years free with my dynamique so when I joined churchill at 20 I carried over my 3 years free insuraance and they gave me my 3 years no claims.
You just have to make sure you get a letter from your old insurance companies confirming your NCD.