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im going to pay £4700
- Thread starter adams182
- Start date
C-VXR, T8 Map 220BHP
imho i think you are mad paying that or even close to it. but if you can aford it thats ok! what clio is it?
greenlight are often good but dont cover the 172 cup.
u tried them?
greenlight are often good but dont cover the 172 cup.
u tried them?
C-VXR, T8 Map 220BHP
if you want a 182 ish speed car. you could try a fiesta ST or saxo VTS. a bit slower but a bit cheaper to insure for your age.
ITB BG 182
18 and a clio 182 as a first car and i bet its your first year.
No offence youth but just think of it this way, your out with your mates an they encourage you to go faster then bang, you write the car off an kill 3 people.
Sorry but f**k that even i would not pay 5k for insurance, its almost as much as the car. In 2 years time you would have paid more in insurance than what the cost of the car is.
No offence youth but just think of it this way, your out with your mates an they encourage you to go faster then bang, you write the car off an kill 3 people.
Sorry but f**k that even i would not pay 5k for insurance, its almost as much as the car. In 2 years time you would have paid more in insurance than what the cost of the car is.
I wouldn't pay over £500 to insure a 182 let alone that much. You can have just as much fun in a 1.6 Clio until you can get a decent price.
Being 18, I would say you don't have enough experience for a car with that kind of power. Even though they're not super fast, they can get you in trouble.
Being 18, I would say you don't have enough experience for a car with that kind of power. Even though they're not super fast, they can get you in trouble.
C-VXR, T8 Map 220BHP
keep it. and get some trackday lessions for a few hundred. then you will be able to keep up with most 1#2 anyway.
I thought I got reamed when I paid £1700 fully comp for my GT Turbo when I first started driving. £4700 is more than any car is worth to insure IMO. Buy yourself a nail to knock about in until you are 21 then get something quick/nice IMO. If that's the premium I dread to think what the excess is if you bin it!
Surely you dont have to do it?
Cant you stick with the 106 GTI. Im in the same position as you pretty much, bought a car i thought i could insure - group 16 insurance or something insane - Insurance companies wont budge off £2100, not bad but still unaffordable. My dad has a friend in the local garage whos sold me a 106 someone has traded in and im driving that until i can afford to insure the Puma. Luckily its only about 4 months away and ive got the Puma locked up until i can insure it and run it. Im quite surprised your insurance quote is so much to be honest. My quote was £2100 on a Racing Puma - Im younger than you and thats on my own policy in a higher insurance group car.... although the Clio 182 does have a fair bit more power!!
either way good luck with whatever you decide to do but there is no problem having a smaller car for a few months... dont think your mates are gunna intimidate you 'cos in the end at least you'll be driving something
Sash
ClioSport Club Member
A Yellow One
I think you will find that most insurance companies now have cracked on to the fact that being a named driver when your young on mummies or daddies policy makes the insurance cheaper etc, but now have amended their small print to say named drivers must not be the main driver i.e named driver must only drive the car on odd occasions. so
Good Luck!
is perectly true in most cases!
Good Luck!
Insurance fronting is illegal and being 18 sat in the driver seat is asking for police interest.
Don't mean to sound patronising but there is a valid reason your quote is so high.
Wait 3 years, build up some NCD then at 21 you'll be in a much better situation, financially and more importantly maturity.
You know this makes sense.
Clio 182 RB
Surely you dont have to do it?
Cant you stick with the 106 GTI. Im in the same position as you pretty much, bought a car i thought i could insure - group 16 insurance or something insane - Insurance companies wont budge off £2100, not bad but still unaffordable. My dad has a friend in the local garage whos sold me a 106 someone has traded in and im driving that until i can afford to insure the Puma. Luckily its only about 4 months away and ive got the Puma locked up until i can insure it and run it. Im quite surprised your insurance quote is so much to be honest. My quote was £2100 on a Racing Puma - Im younger than you and thats on my own policy in a higher insurance group car.... although the Clio 182 does have a fair bit more power!!
either way good luck with whatever you decide to do but there is no problem having a smaller car for a few months... dont think your mates are gunna intimidate you 'cos in the end at least you'll be driving something
who did u get that quote off mate ???
Clio 182 RB
dad wont be paying for it ....i will the payment just come out his bank and il put them back in.
i wanted a 182 before i was 21, insurance was stupid, got my 182 when i was 21 and piad £950 to insure it with some modification like cage, coilovers etc
I would only pay 4700 quid if i was insuring a group 20+ car, because if i could afford the car i could afford the insurance, its silly money, it is illegal insuring it under your dads name, and you only have 1 years driving experance, i had a 1.4 for 3 years and had great fun driving it.
I would only pay 4700 quid if i was insuring a group 20+ car, because if i could afford the car i could afford the insurance, its silly money, it is illegal insuring it under your dads name, and you only have 1 years driving experance, i had a 1.4 for 3 years and had great fun driving it.
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