Agree witth all above. If it will stop you haveing a laugh, going out etc then no! Also have you done a quote with one of your parents on the car? My Mum ha sa clean licence held for over 25 years odd and having her as a named driver reduced my quote by 100 or so...
I know which is why i didnt get one the first time round. I can afford to run one now. Maybe ill find a month where im skint now and again but in general im guna be okay..
Yeah did a quote with my dad as the main driver, took it down by about a grand.
Ive got 2 years No claims. But theyre named driver no claims and both are with different companies. So i doubt i can class them as ncb's.